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regdex / official canon

Five pillars, one way to read them

Regdex reads a country’s fintech rulebook through five broad questions, called pillars. Each pillar is scored through indicators on a common 0 to 3 scale, against publicly verifiable evidence: laws, regulations, official guidance. Learn to read one pillar and you can read all five.
P01
P02
P03
P04
P05

Explore the Pillars

P01 · 08
P02 · 06
P03 · 04
P04 · 10
P05 · 06
01
Rules Clarity & Comprehensiveness
Can a firm find the rules, understand them, and figure out which ones apply using public sources alone?
08
indicators
0-3
SCORED
RCC
prefix
Pillar definition
Rules Clarity & Comprehensiveness (RCC) measures whether a jurisdiction's fintech-relevant rules are findable and understandable (“clarity”), and complete enough to cover common fintech activities and risks (“comprehensiveness”), in a way that a regulated firm, or prospective entrant, can determine what licence it needs, what obligations apply, and how to comply, using publicly available materials.
This is not a “friendliness” or deregulatory score. It does not reward laxity; it rewards clarity, coherence, and coverage of the fintech rulebook itself. RCC evaluates the quality and navigability of the rulebook as a rulebook, not the substantive policy stance or outcomes.
Sub-dimensions
4
A — Accessibility & Usability
20%
B — Definitions & Perimeter Clarity
30%
C — Coverage & Completeness
30%
D — Consistency, Change Management & Interpretive Support
20%
regdex / official canon

Five pillars, one way to read them

Regdex reads a country’s fintech rulebook through five broad questions, called pillars. Each pillar is scored through indicators on a common 0 to 3 scale, against publicly verifiable evidence: laws, regulations, official guidance. Learn to read one pillar and you can read all five.
P01
P02
P03
P04
P05

Explore the Pillars

P01 · 08
P02 · 06
P03 · 04
P04 · 10
P05 · 06
01
Rules Clarity & Comprehensiveness
Can a firm find the rules, understand them, and figure out which ones apply using public sources alone?
08
indicators
0-3
SCORED
RCC
prefix
Pillar definition
Rules Clarity & Comprehensiveness (RCC) measures whether a jurisdiction's fintech-relevant rules are findable and understandable (“clarity”), and complete enough to cover common fintech activities and risks (“comprehensiveness”), in a way that a regulated firm, or prospective entrant, can determine what licence it needs, what obligations apply, and how to comply, using publicly available materials.
This is not a “friendliness” or deregulatory score. It does not reward laxity; it rewards clarity, coherence, and coverage of the fintech rulebook itself. RCC evaluates the quality and navigability of the rulebook as a rulebook, not the substantive policy stance or outcomes.
Sub-dimensions
4
A — Accessibility & Usability
20%
B — Definitions & Perimeter Clarity
30%
C — Coverage & Completeness
30%
D — Consistency, Change Management & Interpretive Support
20%

THREE WAYS TO CONTRIBUTE

A contribution can be as focused as changing a sentence or as ambitious as proposing an entirely new pillar.

ScopeA line

01.

EDIT EXISTING TEXT

SUGGEST AN EDIT

Improve or challenge language that is already in the methodology. Select a paragraph or individual line and propose replacement wording, with additions and deletions displayed as a redline so others can see exactly what you are suggesting.

SUGGEST AN EDIT
ScopeA section

02.

ADD WITHIN AN EXISTING PILLAR

ADD A SECTION TO AN EXISTING PILLAR

Identify something an existing pillar does not yet address. Propose new language within that pillar, including an entirely new section or category, and explain where it belongs and what gap it would fill.

ADD A SECTION
ScopeA pillar

03.

EXPAND THE FRAMEWORK

PROPOSE A NEW PILLAR

Introduce an area of analysis that the methodology does not yet cover. Describe what the proposed pillar would examine, why it is needed, and how it would fit alongside the existing framework.

PROPOSE A NEW PILLAR